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Dianne Williams Wildt, MBA
Certified Retirement Counselor®
Since 1983 in the financial services and investment industry
Retirement Pathways, Inc.
4500 Bowling Blvd., Suite 100
Louisville, KY 40207
Phone: 502-797-1258
Email: dianne@retirementpathways.com
Website: www.retirementpathways.com
September/October 2017
What's the word?
When it comes to health insurance, the more you know, the better. Here are a few terms you may not fully understand.
Allowed amount. The maximum amount on which payment is based for covered services. You may be charged the difference if a provider charges more than this amount.
Deductible. The amount you have to pay for covered services before your plan begins to pay.
Note that the deductible may not apply to all services.
Coinsurance. Your share of the cost of a covered service once you’ve met your deductible. It is usually a percentage of the allowed amount.
Copay/copayment. A fixed dollar amount you pay for a covered service, such as a doctor’s visit.
Out-of-pocket limit. The maximum amount you will pay in a policy period, not counting your premium or amounts you pay for services the plan doesn’t cover.
FINRA Reference FR2017-0427-0092/E 08/02/17
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Investment advisory services offered through American Capital Management, Inc., a State Registered Investment Advisor. Retirement Pathways, Inc. is independent of American Capital Management, Inc.
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