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Dianne Williams Wildt, MBA
Certified Retirement Counselor®
Since 1983 in the financial services and investment industry
Retirement Pathways, Inc.
4500 Bowling Blvd., Suite 100
Louisville, KY 40207
Phone: 502-797-1258
Email: dianne@retirementpathways.com
Website: www.retirementpathways.com
September/October 2018
The Facts of Life (Insurance)
The following 2017 Insurance Barometer Study is from LIMRA, the financial services industry organization that measures such attitudes and trends, and the nonprofit Life Happens.
- Four in 10 Americans wish their spouse had more life insurance.
- Some 60 million Americans have an average life insurance needs gap — the difference between their actual coverage and their needs — of $200,000.
- About seven in 10 husbands own life insurance, while only 63% of wives can make the same claim.
- While 85% of Americans believe households should have life insurance, only 59% have it.
- Four in ten households without life insurance would struggle to pay living expenses if their primary wage earner died.
- Americans’ average life insurance coverage would replace three years of income, down from 3.5 years in 2010.
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Investment advisory services offered through American Capital Management, Inc., a State Registered Investment Advisor. Retirement Pathways, Inc. is independent of American Capital Management, Inc.
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