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Beth A. Botti, CFP®, ChFC, CLU, CDFA™
Financial Consultant
California Insurance License #0G24537
612 Wheelers Farms Road, Milford, CT 06460
Phone: 203-877-6556 Ext. 169
Fax: 203-301-0736
Email: beth.botti@equitable.com
March/April 2019
Five Credit(able) Steps to a Higher Credit Score
Your credit score is often the driver when looking for the best deal on a credit card or auto loan. Here are some steps to help increase your credit score:
1. Check your credit scores.
Get a free credit report every year from Equifax, Experian and TransUnion. Examine each for errors.2. Shrink your debt.
You may want to start by paying off your credit card with the highest interest. This is one step to a better income-to-debt ratio and a better credit score.3. Expand your income.
You might accomplish this step with a part-time job, overtime or freelancing.4. Automate your savings.
Lower debt and more income means you can save more for big goals, including retirement. Make your IRA and 401(k) plan contributions automatic.5. Review as needed.
Once you create a sparkling credit profile, check regularly to keep it that way.GE-2258619a (10/18)(Exp. 10/20)
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Duly registered and licensed financial professionals offer securities through Equitable Advisors, LLC (NY, NY 212-314-4600), member FINRA,SIPC (Equitable Financial Advisors in MI & TN), offer investment advisory products and services through Equitable Advisors, LLC, an SEC-registered investment advisor, and offer annuity and insurance products through Equitable Network, LLC (Equitable Network Insurance Agency of Utah, LLC in UT; Equitable Network of Puerto Rico, Inc.). Equal Opportunity Employer - M/F/D/V. Equitable Advisors and its associates and affiliates do not provide tax, accounting, or legal advice or services. Representatives may transact business, which includes offering products and services and/or responding to inquiries, only in state(s) in which they are properly registered and/or licensed. Your connection to this website does not necessarily indicate that the sender is able to transact business in your state. The information in this website is not investment or securities advice and does not constitute an offer. For more information about Equitable Advisors, LLC you may visit https://equitable.com/crs to review the firm's Relationship Summary for Retail Investors and General Conflicts of Interest Disclosure.
GE-6572038.1 (4/24)(Exp. 4/26)
CFP®, and CERTIFIED FINANCIAL PLANNER™ are certification marks owned by the Certified Financial Planner Board of Standards, Inc. These marks are awarded to individuals who successfully complete the CFP Board's initial and ongoing certification requirements.
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