SUBSCRIBE
Enter your Name and Email address to get
the newsletter delivered to your inbox.
Please include name of person that directed you to my online newsletter so I can thank them personally.
Robert A. Imparato, Jr CFP®
CERTIFIED FINANCIAL PLANNER™ professional
Craig A. Hyldahl CFP®
CERTIFIED FINANCIAL PLANNER™ professional
R.I.C.H. Planning Group, LLC
105 Fieldcrest Avenue, Suite #507
Edison, NJ 08837
Robert: 732-326-5240
Craig: 732-326-5240
Fax: 732-326-5331
Robert: robert@richplanninggroup.com
Craig: craig@richplanninggroup.com
Website: www.richplanninggroup.com
July/August 2024
ETFs May Have a Place in Your Portfolio
Exchange Traded Funds (ETFs) consist of a “basket” of securities that track an index, sector, commodity, or other assets. They can even be structured to track specific investment strategies. ETFs are marketed on a stock exchange just as individual stocks are. They may focus on a single investment type or be a mixture based on an objective, including stocks, commodities, bonds, or currency. Some ETFs offer U.S.- only holdings, while others can be strictly international investments. ETFs usually offer low expense ratios and are generally less costly than buying the stocks individually.*
Using ETFs
ETFs have become a popular diversification tool.** By using ETFs to cover the major market sectors, you can quickly and easily assemble a low-cost, diversified portfolio covering both stock and fixed-income markets. Then, you can simply stick to a buy-and-hold strategy, as you would with any other index product, and your portfolio will move in tandem with its benchmark.You and your advisor could alternatively choose an active management strategy. While ETFs themselves are index funds (no active management on the part of the fund manager), this doesn’t stop you from actively managing your holdings. If you think short-term bonds are set to rise, you could, for example, sell positions in the broader bond market and buy an ETF specializing in short-term issues. You could do likewise for your expectations for equities.
Much More
These are only the basics. ETFs offer more advantages and uses that might benefit your investment program. Your trusted financial professional can tell you more and advise you on how ETFs may fit your financial goals.*Before making any investment, know your financial objectives and understand the objectives, charges and risks of the exact type of product you’re considering.
**Diversification cannot eliminate the risk of investment losses. Past performance won’t won’t guarantee future results. An investment in ETFs can result in a loss of principal.
GE-6407076.1 (2/24) (Exp 2/26)
CONTACT US
Enter your Name, Email Address and a short message. We'll respond to you as soon as possible.
Duly registered and licensed financial professionals offer securities through Equitable Advisors, LLC (NY, NY 212-314-4600), member FINRA,SIPC (Equitable Financial Advisors in MI & TN), offer investment advisory products and services through Equitable Advisors, LLC, an SEC-registered investment advisor, and offer annuity and insurance products through Equitable Network, LLC (Equitable Network Insurance Agency of Utah, LLC in UT; Equitable Network of Puerto Rico, Inc.). Equal Opportunity Employer - M/F/D/V. Equitable Advisors and its associates and affiliates do not provide tax, accounting, or legal advice or services.
R.I.C.H. Planning Group, LLC is not owned or operated by Equitable Advisors or Equitable Network. GE-6572038.1 (4/24)(Exp. 4/26)
CFP® and CERTIFIED FINANCIAL PLANNER™ are certification marks owned by the Certified Financial Planner Board of Standards, Inc.
These marks are awarded to individuals who successfully complete the CFP Board's initial and ongoing certification requirements.
R.I.C.H. Planning Group, LLC and LTM Marketing Specialists LLC are unrelated companies. This publication was prepared for the publication’s provider by LTM Client Marketing, an unrelated third party. Articles are not written or produced by the named representative.
The information and opinions contained in this web site are obtained from sources believed to be reliable, but their accuracy cannot be guaranteed. The publishers assume no responsibility for errors and omissions or for any damages resulting from the use of the published information. This web site is published with the understanding that it does not render legal, accounting, financial, or other professional advice. Whole or partial reproduction of this web site is forbidden without the written permission of the publisher.