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Robert A. Imparato, Jr CFP®
CERTIFIED FINANCIAL PLANNER™ professional
Craig A. Hyldahl CFP®
CERTIFIED FINANCIAL PLANNER™ professional
R.I.C.H. Planning Group, LLC
105 Fieldcrest Avenue, Suite #507
Edison, NJ 08837
Robert: 732-326-5240
Craig: 732-326-5241
Fax: 732-326-5331
Robert: robert@richplanninggroup.com
Craig: craig@richplanninggroup.com
Website: www.richplanninggroup.com
September/October 2026
Tailored Insurance Solutions
Protecting luxury homes, fine art, collectibles, and high-value vehicles calls for specialized insurance. Standard homeowners, auto, and umbrella policies often fall short. How do others protect their unique assets? Many rely on a multi-layered approach, which may include:
High-value home insurance provides broader coverage for your property and high-end contents. It considers custom architecture, unique materials, and expensive furnishings to ensure full replacement cost coverage.
Separate policies or riders add full coverage for valuable tangible assets, such as jewelry and collections. Yachts and private aircraft may require additional coverage for operational risks, liability concerns, crew liability, and maintenance issues.
Cybersecurity and financial fraud protection safeguard substantial assets against identity theft and sophisticated digital threats.
Life insurance, regardless of your wealth, can play an important role in wealth management, estate plans, and tax efficiency. Business owners can use it to fund buy-sell agreements, ensuring liquidity for a smooth ownership transition.
Your trusted advisor can guide you through various options, helping you choose the right coverage for your assets and identifying any protection gaps.
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CONTACT US
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Duly registered and licensed financial professionals offer securities through Equitable Advisors, LLC (NY, NY 212-314-4600), member FINRA,SIPC (Equitable Financial Advisors in MI & TN), offer investment advisory products and services through Equitable Advisors, LLC, an SEC-registered investment advisor, and offer annuity and insurance products through Equitable Network, LLC (Equitable Network Insurance Agency of Utah, LLC in UT; Equitable Network of Puerto Rico, Inc.). Equal Opportunity Employer - M/F/D/V. Equitable Advisors and its associates and affiliates do not provide tax, accounting, or legal advice or services.
R.I.C.H. Planning Group, LLC is not owned or operated by Equitable Advisors or Equitable Network. GE-8877021.1(4/26(Exp.4/30)
CFP® and CERTIFIED FINANCIAL PLANNER™ are certification marks owned by the Certified Financial Planner Board of Standards, Inc.
These marks are awarded to individuals who successfully complete the CFP Board's initial and ongoing certification requirements.
R.I.C.H. Planning Group, LLC and LTM Marketing Solutions, LLC are unrelated companies. This publication was prepared for the publication’s provider by LTM Marketing Solutions, LLC, an unrelated third party. Articles are not written or produced by the named representative.
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